Underwriter (Commercial)

Minimum Requirements:

• 3–5 Years’ experience in commercial underwriting within short-term insurance
• RE5 certification essential
• FAIS-compliant (relevant NQF qualification, minimum 120 credits)
• Fluent in Afrikaans and English
• Live in the Northern suburbs of Johannesburg
• Strong technical knowledge across multiple lines (e.g., property, liability, motor, engineering, etc.)
• Proficient in MS Office and underwriting platforms (e.g., Pursuit, Nimbis, or similar)
• Experience working in a brokerage or insurer environment

• Assess risk and determine appropriate coverage terms under their binder and other insurer agreements
• Evaluate new business and renewal applications for commercial insurance coverage
• Analyse risk exposures and determine appropriate premiums, terms, and conditions
• Liaise with Stakeholders and internal teams to gather required documentation and provide feedback
• Ensure underwriting decisions comply with company policy, risk appetite, and regulatory standards
• Maintain accurate underwriting records and documentation
• Adherence to underwriting guidelines and product offerings
• Monitor portfolio performance and flag or identify emerging risks
• Work with Claims and Finance teams to ensure policy accuracy and risk alignment

TO APPLY:

• Only if you meet the minimum job requirements and experience as mentioned above, you may submit a detailed updated CV.
• Please Apply Online and complete your registration via our website to enable and protect you as a candidate and to accept the new POPIA terms and conditions.
• This will then create your permanent profile with which you can apply for all jobs as advertised by AJ PERSONNEL.
• However, you may remove your profile from AJ PERSONNEL when you are no longer in the job market.
• Please take note that the applicants who do not adhere to the minimum requirements will not be considered for the respective position.
• Note our clients may expire jobs at their own discretion.
• AJ PERSONNEL will only respond to shortlisted candidates.
• If you have not received a response within two (2) weeks from applying, your application was then unsuccessful for that specific position, however your profile remains on our system for future opportunities.