Legal Graduate
LEGAL GRADUATE – CREDIT & COMPLIANCE
Company: VCB Location: Johannesburg Employment Type: Full-Time Experience: 0–2 Years
About the Role
VCB is looking for a motivated and commercially minded Legal Graduate to join the team and gain practical experience within a credit-focused business environment.
The successful candidate will provide junior-level legal and compliance support, with particular exposure to credit-related matters, consumer legislation, POPIA, legal research, contracts and regulatory compliance.
This is an excellent opportunity for a recent LLB graduate or junior legal professional looking to build a career within the credit and financial services environment.
Minimum Requirements- LLB degree or equivalent legal qualification.
- 0–2 years' relevant working experience.
- Admission as an Attorney is not required.
- Strong understanding of credit and credit-related legislation.
- Good understanding of the Protection of Personal Information Act (POPIA).
- Strong legal research and interpretation skills.
- Good written and verbal communication skills.
- Strong attention to detail and ability to work accurately.
- Good organisational and administrative skills.
- Ability to work independently while also collaborating with a broader team.
- Proficient in Microsoft Office.
Advantageous Experience
Preference will be given to candidates who have exposure to:
- Credit providers or credit-related businesses.
- Financial services or consumer finance.
- Debt collection or credit management.
- Consumer Protection Act (CPA).
- National Credit Act (NCA).
- POPIA and data privacy compliance.
- Contract review and drafting.
- Regulatory compliance.
- Legal risk management.
Key Responsibilities
Credit & Legal Support- Provide legal support on credit-related matters.
- Assist with reviewing and interpreting credit agreements and related documentation.
- Conduct legal research relating to credit legislation and regulatory requirements.
- Assist with identifying and assessing legal and regulatory risks.
- Support the team with legal queries relating to credit and consumer matters.
- Assist with maintaining compliance with applicable legislation and regulations.
- Support POPIA-related compliance activities and data protection requirements.
- Assist in identifying potential privacy and information-handling risks.
- Maintain accurate legal and compliance records and documentation.
- Assist with reviewing, drafting and maintaining agreements and legal documents.
- Identify potential legal risks or areas requiring further review.
- Ensure documentation is appropriately maintained and updated.
- Conduct legal research and prepare summaries of relevant legislation and case law.
- Assist with preparing reports, correspondence and legal documentation.
- Support senior legal and compliance stakeholders with ad hoc legal matters.
- Keep up to date with developments in credit, consumer protection, privacy and related legislation.
Key Competencies
The successful candidate will demonstrate:
- Legal research and analytical ability
- Commercial awareness
- Understanding of credit legislation
- POPIA/data privacy awareness
- Strong attention to detail
- Sound judgement
- Professional communication
- Ability to interpret legislation and translate it into practical business requirements
- High levels of integrity and confidentiality
- Willingness to learn and develop
- Ability to work in a fast-paced environment
Ideal Candidate
The ideal candidate is a recent LLB graduate or junior legal professional with 0–2 years' experience who has a genuine interest in credit, financial services, consumer legislation and compliance.
Candidates who have gained their initial experience within a credit provider, financial services organisation, debt collection environment or similar regulated business would be particularly well suited to the role.
Important: This position is not intended for an admitted attorney. VCB is looking for a graduate/junior legal professional who can provide strong legal support while developing their practical commercial and credit-law experience.