[ref. i15265800] Software Engineer: Back-End

apartmentCapitec placeStellenbosch calendar_month 

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We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

  1. To see what life at Capitec is all about and complete a short assessment, please click here!
  2. Once you have completed the above finalize your application by clicking apply below

Join Us in Becoming the Best Bank in the World!!

We appoint energized and motivated people for their potential and continuously look for talented, driven individuals to help us innovate and evolve. That is why we focus on finding the right people for the right jobs. We love what we do because we focus on making a positive difference for our clients and employees.

Our company DNA is built around talented and committed teams dedicated to build a brand that we are proud of and earns the trust of our clients.

Who we are

We are a bank, but we’re much more than that. We believe that banking is about enabling people to control their financial lives through banking that is simplified, accessible, affordable and delivered through personal experience. By helping our clients manage their financial lives better, we enable them to live better.

Why choose us

At Capitec, we offer our best by living up to our CEO values in every situation – we always put the Client first, act with Energy and take Ownership. And to support people in being their best, our Employee Value Proposition offers every value to all team members through cohesive teams, growth opportunities as well as employee benefits and savings.

We make it a priority to ensure that each member of the Capitec team feels welcome, valued, focused, and has the opportunity to grow.

About the role

As a Postilion SDK Developer in Capitec’s Payments Transaction Switching team, you’ll be at the forefront of South Africa’s largest digital banking revolution. This isn’t just a development role — it’s a chance to engineer the heartbeat of real-time financial transactions that millions rely on daily.

You’ll harness the power of the ACI Postilion SDK to craft custom modules that drive secure, lightning-fast card and EFT switching. Your work will directly shape the performance, resilience, and innovation of Capitec’s core payment infrastructure.

This is a high-impact, high-visibility opportunity where you’ll collaborate with top-tier architects, analysts, and developers to deliver cutting-edge solutions that redefine how banking works — and ensure Capitec remains at the forefront of modern, secure banking not just for today, but for the future

Our ideal candidate has:

A relevant IT qualification or degree

4+ years’ hands-on development experience using the ACI Postilion SDK (Realtime or Office)

Strong development skills in Java

Practical understanding of ISO8583 message protocols

Exposure to card transaction flows, EFT, ATM/POS integration, and EMV standards

Experience working with cryptographic tools and HSMs (e.g., MACs, 3DES, DUKPT key management)

SQL proficiency (SQL Server, PostgreSQL, or similar)

Familiarity with Agile software development and DevOps principles

Clear, concise communication and strong problem-solving abilities

Purpose Statement
  • The level II Software Engineer plays an integral part in a cross-functional team dedicated to the full software development lifecycle, from concept, to development to deployment and ultimately operating of each product. At this level, Software Engineers are responsible to design, develop, test, deploy, maintain and enhance software systems and applications based on specifications, while adhering to established standards. They translate requirements from the business or technical analyst and actively participate with the delivery team in design and problem-solving.
  • The Back-end Software Engineer plays a crucial role in building solutions that offer optimum performance, reliability, and scale. They are responsible for writing and testing code for the development of the server-side components that power the application's functionality
Education (Minimum)
  • Grade 12 National Certificate / Vocational
Education (Ideal or Preferred)
  • A relevant tertiary qualification in Information Technology

Knowledge and Experience

Experience:

  • 3+ years’ proven experience in back-end software development, project delivery and implementation (in relevant development technologies/language). Experience with back-end frameworks and technologies

Knowledge:

  • Is able to apply advanced knowledge of the following:
  • IT systems development processes (SDLC)
  • Application development
  • Advanced programming concepts
  • Advanced algorithms and data structures
  • Design Patterns
  • Version Control
  • Testing practices
  • Database systems and query optimization (e.g., SQL, NoSQL).
  • RESTful API design and integration.
  • Cloud computing platforms and services (e.g., AWS, Azure).
  • Advanced Microservice and event driven architectures
  • Deployment using kubernetes and containerisation
Skills
  • Analytical Skills
  • Attention to Detail
  • Communications Skills
  • Interpersonal & Relationship management Skills
  • Problem solving skills
Additional Information
  • Clear criminal and credit record

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

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