Risk Specialist Gauteng

A recent professional profile photo is to accompany your application

START DATE : A.S.A.P

REQUIREMENTS:

• 37+ years experience in risk insurance or financial services.
• Grade 12 (Matric).
• Relevant financial qualification (e.g., CFP or NQF-aligned qualification).
• FAIS compliant for providing risk advice.
• Product accreditation with major life insurers (or willingness or ability to obtain).
• Proven experience in advising on and servicing life risk products.
• Proficient in Microsoft Office.
• Computer literate and technologically savvy.
• Experience working with a CRM system (e.g., XPlan).
• Valid drivers license.
• Fluent in verbal and written English and Afrikaans.
• Strong technical knowledge of risk products and structuring.
• Excellent client relationship management and communication skills.
• High attention to detail with strong administrative accuracy.
• Ability to work independently and within a team.
• Strong compliance awareness and commitment to ethical standard

DUTIES:

Client Servicing & Relationship Management:

• Take ownership of an allocated portfolio of risk clients.
• Provide ongoing policy servicing, including reviews, amendments, and claims support.
• Ensure all clients are serviced in accordance with FAIS requirements.
• Act as the primary point of contact for all risk-related client queries.

Risk Advice & Policy Structuring:

• Provide appropriate risk advice across life, disability, severe illness, and income protection products.
• Conduct needs analyses and ensures suitable product recommendations.
• Assist Wealth Advisors and Wealth Specialists with risk planning for their clients.
• Identify gaps in client cover and recommend appropriate solutions.

Integration of Merger Business:

• Assist with the onboarding and integration of risk books from merger partners.
• Review existing policies to ensure relevance, competitiveness, and compliance.
• Engage with clients from acquired books to establish ongoing relationships.

Insurer & Stakeholder Engagement:

• Liaise with life insurers regarding underwriting, policy servicing, and claims.
• Maintain strong relationships with key product providers.
• Ensure accreditation requirements with relevant insurers are maintained.

Compliance & Administration:

• Ensure all advice and servicing activities comply with FAIS and internal compliance standards.
• Maintain accurate and up-to-date client records on Xplan or relevant CRM systems.
• Assist with audit requirements and provide necessary documentation when required.

Business Development & Growth:

• Identify opportunities to grow the risk book within the existing client base.
• Support Wealth Advisors in cross-selling risk solutions.

HOURS:

• Monday to Friday: 08:00 17:00