Corporate Credit Analyst - Team Leader
Leadership & Team Development: Lead and manage a team of Credit Analysts, ensuring high-quality output and optimized performance
Foster a culture of continuous learning through coaching, upskilling, and onboarding support for new starters
Collaborate effectively with cross-functional teams including Front Office, Legal, Compliance, and broader Credit divisions
Credit Application Preparation & Review: Oversee and prepare high-quality credit applications, ensuring seamless presentations to senior management committees
Conduct in-depth analysis of financial statements, market dynamics, and client creditworthinessEnsure all applications align with internal credit policies, regulatory requirements, and risk frameworks
Deal Origination & Evaluation: Participate in pre-deal discussions to shape deal structuring and provide effective credit solutions
Manage deal flow, resource allocation, and turnaround times to drive operational efficiencySupport analysts on complex presentations, ensuring accuracy and high-quality delivery
Risk & Compliance: Maintain strong awareness of the broader credit environment and apply sector insights to decision-making
Manage post-approval processes by liaising with Legal and Compliance to ensure correct sanction documentation
Stakeholder & Relationship Management: Build collaborative internal relationships to support operational success
From time to time accompany Portfolio Managers on client visits to understand business operations and risk drivers
Ad-hoc Projects: Support the Credit Manager with data clean-up and other special initiatives
Skills & Experience: Minimum 35 years experience in credit risk management within the commercial or corporate environment
Strong analytical ability with deep understanding of financial statements and credit ratiosFamiliarity with the National Credit Act
Strong financial and business acumen
Qualification: BCom degree (Finance / Accounting)
Postgraduate qualification or professional certifications (CA, CFA, CIMA, MBA) advantageous
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