SMI 18057 - Commercial Broker – Short-Term Insurance (Brokerage Experience Essential)

Employer Description

A well-established insurance brokerage located in Johannesburg North, known for providing tailored insurance solutions and maintaining long-standing relationships with corporate and commercial clients across various industries.

Job Description

Our client is seeking an experienced Commercial Broker with extensive knowledge of short-term commercial insurance to join their team. The successful candidate will be responsible for managing and growing a portfolio of commercial clients, providing expert risk advice and ensuring clients receive appropriate insurance solutions tailored to their business operations.

This role requires a highly experienced insurance professional with a strong brokerage background, excellent client relationship management skills and the ability to identify and structure suitable insurance solutions for complex commercial risks.

You will be responsible for:

• Managing and servicing an established portfolio of commercial insurance clients.
• Conducting comprehensive risk assessments and advising clients on appropriate insurance solutions.
• Structuring and placing commercial insurance policies across a range of industries.
• Providing professional advice on policy coverage, risk exposure and risk mitigation strategies.
• Negotiating terms, premiums and policy structures with insurers to ensure optimal coverage for clients.
• Maintaining strong relationships with underwriters, insurers and other industry stakeholders.
• Reviewing client insurance portfolios regularly and identifying opportunities for additional coverage or improvements.
• Preparing and presenting insurance proposals, renewal reviews and policy documentation to clients.
• Assisting clients with claims management and claims-related queries where required.
• Ensuring compliance with FAIS and regulatory requirements.
• Identifying and pursuing new business opportunities within the commercial insurance market.
• Maintaining accurate records of client interactions, policies and renewals.

• Relevant qualification in Insurance, Risk Management, Finance, or Business (advantageous).
• RE5 certification required.
• Relevant FAIS credits / regulatory compliance required.
• Professional insurance qualifications such as NQF Level 5 or higher in Short-Term Insurance will be advantageous.

Skills

The successful candidate will have:

• Minimum 10 years experience in short-term commercial insurance within a brokerage environment.
• Extensive knowledge of commercial insurance products, including property, liability, motor fleet, engineering and business interruption cover.
• Strong understanding of risk analysis and insurance structuring for commercial clients.
• Proven ability to manage and grow a commercial client portfolio.
• Excellent negotiation skills with insurers and underwriters.
• Strong client relationship management and advisory capabilities.
• High level of professionalism and ability to engage with business owners and senior decision-makers.
• Excellent communication and presentation skills.
• Strong organisational and time management abilities.
• Ability to work independently while contributing to a team environment.
• Proficiency in Microsoft Office and insurance management systems.

• Comprehensive benefits included as part of the cost to company package.