Senior Credit Analyst (CIB)

This role is strictly suited to professionals with current or recent CIB credit risk experience and offers direct exposure to senior credit committees, high‑value transactions, and full ownership of a strategic resources portfolio. You will operate within a highly structured and well‑governed credit environment recognised for sophisticated deal execution and disciplined risk management.

The successful candidate will take end‑to‑end accountability for credit risk across a resources and project finance portfolio, delivering robust, commercially sound credit opinions that inform senior‑level risk decisions. This is a true VP‑level role, ideal for an individual comfortable operating independently in a fast‑paced, high‑judgement environment.

Why Join?:

• VP‑level position within an established CIB credit risk function
• Exposure to large, complex Mining, Project Finance, and Oil & Gas transactions
• Direct engagement with senior management and credit committees
• End‑to‑end ownership of a meaningful and strategic credit portfolio
• Opportunity to influence risk outcomes in capital‑intensive sectors

Key Responsibilities:

• Own and manage credit risk for a defined Corporate & Investment Banking resources and project finance portfolio
• Perform detailed credit risk assessments using financial, industry, and macro‑economic analysis
• Prepare and present high‑quality credit applications and recommendations to credit and risk committees
• Manage the full credit lifecycle, including origination support, implementation, monitoring, restructuring, and reviews
• Produce monthly portfolio risk MI and present insights to senior management
• Monitor covenant compliance, security positions, and emerging risks with early identification and escalation
• Build and maintain strong working relationships with internal business units and specialist stakeholders

Job Experience and Skills Required:

• Education (Minimum Requirements):
• Bachelors degree in Business, Commerce, Finance, or a related field
• Postgraduate qualification preferred (CA(SA), CFA, or equivalent)
• Experience:
• Minimum 5 years experience within a Corporate & Investment Banking credit risk environment
• Proven exposure to Mining, Project Finance, and/or Oil & Gas transactions
• Strong experience across the full credit lifecycle
• Demonstrated experience presenting to senior credit committees
• Skills:
• Advanced financial modelling and credit assessment capability
• Strong commercial judgement with deep sector understanding
• Excellent communication and senior stakeholder engagement skills
• Proficiency in credit risk systems and Microsoft Office
• Non‑Negotiables:
• Current or recent CIB credit risk experience
• Resources / Project Finance sector exposure
• Ability to operate independently at a senior / VP level

For more exciting Finance vacancies, please visit: